Mosque Insurance

Mosque Insurance

The unique Mosque Insurance program is not only backed by a carrier rated "Excellent" by A.M. Best but is also certified as Shariah compliant by the Iman Insurance Services Shariah Supervisory Board.

Designed to meet the specific needs of Mosques, the program offers coverage for the operations and activities usual to the Mosque including religious, social, educational, fundraising and community activities. Daycare centers and schools operated by a Mosque or Islamic Center can be included as well.

    Property of the Mosque or Islamic Center is covered for Special Causes of Loss, including fire, lightning, explosion, windstorm, hail, smoke, aircraft or vehicles, riot or civil commotion, sprinkler leakage, falling objects, weight of snow, ice or sleet. Coverage can be written to provide:

  • Building and Contents Limits up to $10,000,000 Available
  • Replacement Cost for Building and Contents
  • Automatic Inflation Increases in Building Values
  • Additional Expenses and Loss of Income so Normal Operations can be Continued After a Loss
  • Equipment Breakdown
  • Theft of Money and Securities
  • Employee Dishonesty
  • Forgery and Alteration
  • Electronic Data
  • Personal Property of Others
  • Business Personal Property Off Premises
  • Business Personal Property in Transit
  • Sewer Back-Up
  • Utility Service Interruptions Coverage Property Damage
  • Outdoor Property
  • Valuable Papers and Records
  • Debris Removal

    Normal operations and activities usual to a Mosque or Islamic Center, including religious, social, education, fundraising and community activities at any location can covered. Coverage can be written to provide:

  • Per Occurrence Bodily Injury or Property Damage Liability Limit to $1,000,000
  • Personal and Advertising Injury Liability Limit to $1,000,000
  • Aggregate Limit to $2,000,000
  • Premises Medical Payments Limit to $5,000 Any One Person
  • Sexual Misconduct or Molestation Liability Limit to $1,000,000
  • Pastoral Counseling Liability Limit to $1,000,000 Each Claim and to $2,000,000 Aggregate
  • Directors, Officers and Trustees Liability to $1,000,000 Each Claim
    Mosque or Islamic Center owned automobiles can be covered. In addition, hired car and non-owned liability can be included.

  • Combined Limit Bodily Injury and Property Damage Liability to $1,000,000
  • Hired and Non-Owned Auto can be Included
  • Uninsured or Underinsured Motorists Limits as Required by the State can be Provided
  • Medical Payments Limits to $5,000
    Available as required by the state's statute.

  • Including Employers Liability Limit to $1,000,000
  • Coverage for Volunteers can be Included
    Coverage can be Extended Over General Liability, Automobile Liability and
    Employer's Liability.

  • Limit Available to $5,000,000 for Each Occurrence and Aggregate
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