Islamic Restaurant Insurance

Halal Restaurant Insurance

Proper restaurant insurance is as important to the future of your business as a mouth-watering menu and good customer reviews. Running the day-to-day operations of a restaurant gives you plenty to worry about -- you don’t need to add insurance coverage concerns to the list. That’s where the Iman Insurance Program comes in.

The Iman Insurance Program has experience working with the restaurant industry and offers Shariah compliant coverage designed specifically for dine-in restaurants, quick serve restaurants, cafes, coffee shops and a host of other food-related enterprises. The programs insurance experts help you get the right coverage for your restaraunt at the most competitive rates and provide you with the peace of mind that comes with knowing your restaurant is fully covered -- leaving you to focus on what you do best.

    Property of the restaurant is covered for Special Causes of Loss, including fire, lightning, explosion, windstorm, hail, smoke, aircraft or vehicles, riot or civil commotion, sprinkler leakage, falling objects, weight of snow, ice or sleet. Coverage can be written to provide:

  • Building and Contents Limits up to $10,000,000 Available
  • Replacement Cost for Building and Contents
  • Automatic Inflation Increases in Building Values
  • Additional Expenses and Loss of Income so Normal Operations can be Continued After a Loss - Covered for the Actual Loss Sustained for up to 12 Months After a 72 Hour Waiting Period
  • Equipment Breakdown
  • Food Spoilage
  • Fire Department Service Charges
  • Theft of Money and Securities
  • Employee Dishonesty
  • Forgery and Alteration
  • Electronic Data
  • Personal Property of Others
  • Business Personal Property Off Premises
  • Business Personal Property in Transit
  • Sewer Back-Up
  • Ordinance or Law Coverage
  • Utility Service Interruptions Coverage Property Damage
  • Outdoor Property
  • Valuable Papers and Records
  • Debris Removal

    Coverage Can Be Written to Provide:

  • Per Occurrence Bodily Injury or Property Damage Liability Limit to $1,000,000
  • Personal and Advertising Injury Liability Limit to $1,000,000
  • Aggregate Limit to $2,000,000
  • Premises Medical Payments Limit to $5,000 Any One Person
  • Damage to Premises Rented to you Caused by Fire, Lightning, Explosion, Smoke or Leaks from Automatic Fire Protective Systems
  • Food Spoilage and Contamination
  • Combined Limit Bodily Injury and Property Damage Liability to $1,000,000
  • Hired and Non-Owned Auto can be Included
  • Uninsured or Underinsured Motorists Limits as Required by the State can be Provided
  • Medical Payments Limits to $5,000
    Available as Required by the State's Statute

  • Including Employers Liability Limit to $1,000,000
    Coverage can be Extended Over General Liability, Automobile Liability and
    Employer's Liability

  • Limit Available to $5,000,000 for Each Occurrence and Aggregate





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